ISLAMIC COMMERCIAL BANK BUSINESS STRATEGY DURING GLOBAL PANDEMIC OUTBREAK

In 2020, the Covid-19 pandemic and how to handle it colored development of global economy. Millions people have died some are now out work after being laid off. The has reduced world consumption, production, investment, trade activities. government regulators side adjusting benchmark interest rate issuing relaxation restructuring rules prevent a bigger impact encourage economic recovery. Using descriptive qualitative methods, this study tries explore business strategies implemented by five Islamic commercial banks with largest assets, namely Bank Syariah Mandiri, Rakyat Indonesia Syariah, Nasional Muamalat Indonesia, Aceh Syariah. all optimize digitization services, both financing fundraising. Focus on low-cost funds conduct temporarily credit for debtors who experiencing financial difficulties due